Loan approval is within 24 hours and the amount is disbursed directly to your MPESA line.

For you to apply a loan you must have a running business and proof of ownership i.e business permit or be in employment with a proof of employment i.e payslips and employment contract.

Yes you a least need one or two guarantors and provide your National ID and Passport Photo same on your guarantor(s)

The amount depends on your daily/monthly revenue after assessing your documents/business.

Yes you are subjected to penalties if your loan is overdue and you have no valid reason.